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> The Financial Clearance system combines medical records along with the financial records Experian already has on you to calculate the score. How is this not
by marklacey 7y ago
> The Financial Clearance system combines medical records along with the financial records Experian already has on you to calculate the score.
How is this not a complete violation of HIPAA?
Are they working around it by having very general HIPAA release forms?
- ceejayoz 7y agoThe law explicitly permits sharing with other entities for billing purposes. https://www.hhs.gov/hipaa/for-professionals/faq/268/does-the-hipaa-privacy-rule-prevent-health-care-providers-from-using-debt-collection-agencies/index.html https://www.hhs.gov/hipaa/for-professionals/faq/268/does-the... > The Privacy Rule permits covered entities to continue to use the services of debt collection agencies. Debt collection is recognized as a payment activity within the “payment” definition. See the definition of “payment” at 45 CFR 164.501. Through a business associate arrangement, the covered entity may engage a debt collection agency to perform this function on its behalf. Disclosures to collection agencies are governed by other provisions of the Privacy Rule, such as the business associate and minimum necessary requirements.