as someone with a tech job, I don't consider myself a "have-not" but I basically just buy index funds with whatever surplus income I have every few months. if m

as someone with a tech job, I don't consider myself a "have-not" but I basically just buy index funds with whatever surplus income I have every few months. if my losses weren't limited to the cost basis of my shares, it would basically be too risky for me to invest at all. this would drastically change my retirement prospects.