> Any moment the value of it can drop to zero As opposed to... what? > someone might walk away with the contents of your wallet Completely depends on how muc

> Any moment the value of it can drop to zero As opposed to... what? > someone might walk away with the contents of your wallet Completely depends on how much you care about securing your wallet. I wouldn't say this is a common occurrence at all. > and that someone might be your exchange. An exchange is where you go to trade currencies, why are you keeping your money there? And how is that a problem of the currency?