why you’d want a system that uploads to the cloud at all I don't want to configure, monitor and manage a local DVR -- what do I do when I'm away from home and

why you’d want a system that uploads to the cloud at all I don't want to configure, monitor and manage a local DVR -- what do I do when I'm away from home and it fails? What do I do if the burglar finds that expensive looking DVR and steals it? How would I even know if it fails without some external (cloud?) service monitoring it? These problems are solvable (I use Unifi cameras with a DVR with RAID disks and a hard to find network backup drive, and a monitoring process on my home router that will tell me if the DVR is offline but I'm still subject to failure when I'm away from home), but does the average consumer want to expend the effort to solve them?