Yep - that feels very similar to our thought process. Unfortunately, we're in our mid-30s now so that kid discussion / location decision can't be deferred for

Yep - that feels very similar to our thought process. Unfortunately, we're in our mid-30s now so that kid discussion / location decision can't be deferred for too much longer. We were really hoping for another real estate reset, we could afford a million dollar house if it was in the right place (e.g. that we wouldn't also need to pay for day care / private schools for the next two decades) but it's just hard to stomach how much everything here costs.