Maybe she was avoiding having all of her eggs in one basket. If your employer fails you lose your income. If your employer holds your life savings you might l

Maybe she was avoiding having all of her eggs in one basket. If your employer fails you lose your income. If your employer holds your life savings you might lose that, too. These days we have reliable, trusted deposit insurance, but that didn't exist until the 1930s. People didn't really trust it until a few decades later.