True, but it doesn't seem to really be the problem right now. The overwhelming majority of people don't need to be told to spend money. If they have it, they'

True, but it doesn't seem to really be the problem right now. The overwhelming majority of people don't need to be told to spend money. If they have it, they'll spend it on stuff, for better or worse. Looking back at the past half century the big variables that have changed to get us here seem to be A) lack of world wars to devastate Europe B) rising automation leading to skyrocketing worker productivity C) society's wealth becoming increasingly concentrated within a billionaire class and D) relatively flat wage growth to spite B. There are also probably a few other's I'm missing too. TLDR seems like there's a bigger picture to the macroeconomic situation than just spending and saving at the moment. I'm really curious to see how this will shake out going forward.