Well, yes, a big enough global pandemic can derail a lot of our current systems. That is exactly where it gets problematic to me: To what extent is what kind of

Well, yes, a big enough global pandemic can derail a lot of our current systems. That is exactly where it gets problematic to me: To what extent is what kind of crisis a reasonable scenario that has to be taken into consideration? Is it reasonable to widely prepare people for a civilization ending pandemic? A meteor impact? And to what extent? The potential costs are limitless (both in money and in lifetime because you can never be too prepared), the potential benefit is absolute, the risk (when assessing by statistical impact on total human lifes so far) very low. How do you possibly weigh such things?