>Unfortunately one of the side effects of Obamacare is that rates have skyrocketed to the point that many people can't afford it. Is that really a causal relat

>Unfortunately one of the side effects of Obamacare is that rates have skyrocketed to the point that many people can't afford it. Is that really a causal relationship? What I see in the data is annual insurance premiums rising at 3-4X the CPI inflation rate starting in the 1990s and continuing to the present. The ACA was an attempt to address the fallout from this. It may not have been entirely successful in doing that, but it certainly wasn't the cause of the problem. * Check the McKinsey study and the Commonwealth Fund study for data. In the 3 years prior to the ACA, nationwide premiums averaged a 10% annual increase, in the 3 years after the implementation of the ACA they averaged a 6% annual increase.