Companies can only offer benefits in proportion to their own finances and employees. A company with 5000 employees has much less bargaining power with an insura

Companies can only offer benefits in proportion to their own finances and employees. A company with 5000 employees has much less bargaining power with an insurance company than a 15000 employee business. There’s no need to make moral judgements about the desire of the smaller company to explain why their employees have worse insurance than their smaller size. Now, mind you, we’re all supposed to be staunch capitalists here who prefer a large economy made up of many small, efficient businesses. It’s not always a clear-cut this is better than that choice. Even if you were to have all of the information up front. Which you will not.