a few hundred dollars per month is just for the car. Apply this principle to your entire life and it could be a thousand or more dollars per month. Literally.

a few hundred dollars per month is just for the car. Apply this principle to your entire life and it could be a thousand or more dollars per month. Literally. I had out-of-control spending until I did a detailed audit of my finances 5-ish years ago and I changed my lifestyle in lots of ways: cheaper car, very few restaurants, cheap vacations, cheap hobby, cheap mortgage... it literally has saved me about $1700 per month (yes, literally... I earn a good amount so I had lifestyle creep!). This savings promptly goes into an investment account. That amount over 20 years could become $775,000 if invested!