Well, you won't get rich. But it's also not chump change and can radically alter a person's quality of life. $200 a month tossed in a decent investment over a

Well, you won't get rich. But it's also not chump change and can radically alter a person's quality of life. $200 a month tossed in a decent investment over a typical working life will yield something like $200,000 by late middle age. That can be the difference between near-destitution and reasonable comfort in retirement.