As of a few years I've been building/maintaining 15-20% liquid assets that just keep pace with inflation. I'll lose a few percent of growth every year I'm wrong

As of a few years I've been building/maintaining 15-20% liquid assets that just keep pace with inflation. I'll lose a few percent of growth every year I'm wrong, and I will be wrong most years. I know what it costs me to be wrong. I don't know what the profit is when I'm right.