Yes, you absolutely should use a credit card in the US and get your cashback or rewards or whatever. You have to play the game, because everyone is playing the

Yes, you absolutely should use a credit card in the US and get your cashback or rewards or whatever. You have to play the game, because everyone is playing the game. But, you have to realize that it's not beneficial to you. You don't earn anything, you merely, barely, move the needle back up to break-even. You're not gaining. You're not winning. You're not sticking anything to any man. If the entire credit card industry got rid of rewards, and lowered their merchant fees, it would be a net benefit to you. So feeling happy or grateful for cash-back means that they got you, they tricked you into feeling grateful for the privilege of giving away your money.