I was trying to be nice to the poster. Being blunt, I think the poster has no idea how insurance works, and didn't bother to read anything while signing up. No

I was trying to be nice to the poster. Being blunt, I think the poster has no idea how insurance works, and didn't bother to read anything while signing up. Now they are upset because they actually read it. Or being less charitable, they did understand the process, and wanted to create fake outrage about it. You don't have to "be in the know" to get how insurance works. Nor to understand that an insurance company will want to do it's fact checking on someone as a condition to insure them.