yep. if the choice is "taking a risk" and burning down your meagre savings without the promise of a payout, or grinding away at a low-risk and low-reward job, t

yep. if the choice is "taking a risk" and burning down your meagre savings without the promise of a payout, or grinding away at a low-risk and low-reward job, the choice is exceedingly clear for most people. you need slack capacity to take risk. millenials haven't ever had it, and they've repeatedly recieved strong economic signals to carefully hoard any slack they can find rather than risk it to get more.