In a way, the opposite can also be said, but only if you have no kids. If you're not rich, that also means you don't have much to lose. Whereas, if you've got

In a way, the opposite can also be said, but only if you have no kids. If you're not rich, that also means you don't have much to lose. Whereas, if you've got a personal empire to maintain, with a husband/wife, kids, a home, 2 cards, etc., you're less inclined to do anything to upset the balance of that system. But if you have no kids and you aren't rich, the worst thing that can usually happen is having to sleep on a friend's couch for a while and eat lots of ramen noodles, which may not be far off from the lifestyle you're used to.