A lot of the young engineers I work with are definitely weighed down by their college debt, super high housing cost and health cost. A generation ago buying a h

A lot of the young engineers I work with are definitely weighed down by their college debt, super high housing cost and health cost. A generation ago buying a house was much more affordable. So was college. So I'd say, yes, a generation ago it was easier to take a risk because today you don't have much less margin of error.