Getting locked out of online accounts is the 21st century's version of the twentieth-century's hard drive crash: "It's not a matter if of, but a matter of when.

Getting locked out of online accounts is the 21st century's version of the twentieth-century's hard drive crash: "It's not a matter if of, but a matter of when." So you should have a second repository of any data you have in any account, in a different location, provider, hard drive, or whatever. Because it's only a matter of time until you need it.