>You’re giving the government too much credit. Medicare has a 20% coinsurance. Who knows if you have a chronic illness if that 20% is $20 or $200k. Exactly, my

>You’re giving the government too much credit. Medicare has a 20% coinsurance. Who knows if you have a chronic illness if that 20% is $20 or $200k. Exactly, my mother needs several new artificial teeth. She's going to have to pay just shy of 900$ to get them with medicare retired via disability. Then there was her thyroid cancer, her gall bladder removal, the 2 ambulance rides to the ER-only facility then to a proper hospital 2 weeks ago when she had pain so bad she couldn't even make it 2 rooms over to wake me up and I woke up to medics pounding on the door, her wire mesh installation, the second surgery from her wire mesh causing problems after they removed the gall bladder, multiple oral/dental surgeries and caps (one of which broke off at the post last at the beginning of the month), the umpteen trips in the past few months for liver issues she's having (apparently quite a bit of scarring potentially as a complication of her diabetes and the drug they gave her when her bones were rapidly deteriorating). All of that adding up that she has to pay 20% of. I was excited I overpaid on taxes and was going to be able to pay down a card, now I get to hand the money over to her for her teeth and it still won't be enough to get them so I'll have to try and squeeze that out of my income with a wedding in May that we're already doing basically for free. While also trying to figure out how we're going to start paying down whatever the ER/surgery/hospitalization bills end up being from earlier this month. My mother is far more fortunate than most though, my father died just before I turned 13 and she never remarried so she gets his survivor's pension (state police) which IIRC is like 60% of his salary at the time. Without that and me she'd properly be screwed. I feel truly sorry for people less fortunate than her, she's got it rough and miserable but still orders of magnitude better than some that rely on medicare and disability. Medicare is great! /s.