For long-term disability insurance in Germany, they can ask for permission to get information from your doctors for conditions you've revealed during the applic

For long-term disability insurance in Germany, they can ask for permission to get information from your doctors for conditions you've revealed during the application process, and deny coverage if you do not give them permission. Omitting said conditions would be grounds for non-payment of benefits if what made you unable to work is in any way related to a condition they asked you about and you didn't reveal.