> The victim must have severely diminished critical thinking ability for the scam to work. I don't think that's true. It can happen to immigrants to a country

> The victim must have severely diminished critical thinking ability for the scam to work. I don't think that's true. It can happen to immigrants to a country who are entirely unaware of banking/legal/taxing practices, etc. who can be scammed into thinking a call is from a legitimate authority figure and who simply do not have enough cultural familiarity to know which things "don't seem right."