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PSA: If you're going to implement Sign in with Apple, PLEASE implement Sign in with Google (and vice versa). This is the EXACT issue we had when Apple Pay/Andr

PSA: If you're going to implement Sign in with Apple, PLEASE implement Sign in with Google (and vice versa). This is the EXACT issue we had when Apple Pay/Android Pay came out. The solution was for POS vendors to just implement both, always. SO, that's the solution here.

hadtodoit 7y ago
You seem confused. Apple Pay works using the exact same tech as contactless payment cards, a widely supported standard.
- parliament32 7y ago
  Doesn't matter, you can configure the terminal to block certain issuers, like when you try to tap your Amex and get the "no supported applications" message. ApplePay is considered an issuer like the others.
  - gamblor956 7y ago
    This is false... The store chooses which credit cards to accept (at the birds-eye level, i.e., Amex, Discover, Mastercard, Visa), and the POS sends the transaction to the appropriate card processor based on the identifying digits in the card number (the first 4). Apple Pay transactions are identified as Visa transactions, so Visa would handle the transaction...if the POS terminal is configured to accept NFC cards. Most older ones don't even have NFC functionality, and until 2 years ago even terminals with NFC functionality didn't have it enabled because they were shipped before NFC payments was a thing. Today, almost all POS terminals come with NFC payment built-in and enabled.
  - Marsymars 7y ago
    > Doesn't matter, you can configure the terminal to block certain issuers, like when you try to tap your Amex and get the "no supported applications" message. What's the deal with that? I've pretty much given up even trying to tap with my Amex because of how frequently it gives that message.
rootusrootus 7y ago
But Apple Pay and Android Pay both use identical underlying technology, don't they? I.e. it's not possible to support one without the other, because they are the same.
- pwinnski 7y ago
  By default, supporting one means supporting the other, but in practice, several large chain stores deliberately disabled ApplePay specifically at first, hoping to choke it off. That seems to have failed, and I can't remember the last time I saw a place that took contactless payment but not ApplePay, but it was a thing for a while.
  - bcyn 7y ago
    Do you know of a source where I can read more about this (particularly about the stores disabling Apple Pay)? I'm interested in learning more. I was under the impression that any terminal that accepted contactless payments would also work with ApplePay.
    - comex 7y ago
      https://www.macrumors.com/2014/10/25/cvs-disabling-nfc-apple-pay/ https://www.macrumors.com/2014/10/25/cvs-disabling-nfc-apple... mentions Rite Aid and CVS disabling all contactless payments, after previously supporting them, shortly after Apple Pay launched.
    - rootusrootus 7y ago
      Yeah, it's all or nothing, they disabled all NFC-based contactless payment just to stop Apple Pay from working.
  - gamblor956 7y ago
    in practice, several large chain stores deliberately disabled ApplePay specifically at first, hoping to choke it off. This is FUD spread by Apple after poor uptake of Apple Pay. The reality is that many retail chains and restaurants either hadn't enabled the NFC chips in their payment terminals, or were using old terminals that didn't even have NFC functionality, and thus did not work with Apple Pay. Retailers that supported NFC payment prior to the launch of Apple Pay supported Apple Pay at launch. Retailers are not about spending millions of dollars to upgrade working point-of-sale machines just to make Apple more money.

hadtodoit 7y ago

You seem confused. Apple Pay works using the exact same tech as contactless payment cards, a widely supported standard.

parliament32 7y ago
Doesn't matter, you can configure the terminal to block certain issuers, like when you try to tap your Amex and get the "no supported applications" message. ApplePay is considered an issuer like the others.
- gamblor956 7y ago
  This is false... The store chooses which credit cards to accept (at the birds-eye level, i.e., Amex, Discover, Mastercard, Visa), and the POS sends the transaction to the appropriate card processor based on the identifying digits in the card number (the first 4). Apple Pay transactions are identified as Visa transactions, so Visa would handle the transaction...if the POS terminal is configured to accept NFC cards. Most older ones don't even have NFC functionality, and until 2 years ago even terminals with NFC functionality didn't have it enabled because they were shipped before NFC payments was a thing. Today, almost all POS terminals come with NFC payment built-in and enabled.
- Marsymars 7y ago
  > Doesn't matter, you can configure the terminal to block certain issuers, like when you try to tap your Amex and get the "no supported applications" message. What's the deal with that? I've pretty much given up even trying to tap with my Amex because of how frequently it gives that message.

rootusrootus 7y ago

But Apple Pay and Android Pay both use identical underlying technology, don't they? I.e. it's not possible to support one without the other, because they are the same.

pwinnski 7y ago
By default, supporting one means supporting the other, but in practice, several large chain stores deliberately disabled ApplePay specifically at first, hoping to choke it off. That seems to have failed, and I can't remember the last time I saw a place that took contactless payment but not ApplePay, but it was a thing for a while.
- bcyn 7y ago
  Do you know of a source where I can read more about this (particularly about the stores disabling Apple Pay)? I'm interested in learning more. I was under the impression that any terminal that accepted contactless payments would also work with ApplePay.
  - comex 7y ago
    https://www.macrumors.com/2014/10/25/cvs-disabling-nfc-apple-pay/ https://www.macrumors.com/2014/10/25/cvs-disabling-nfc-apple... mentions Rite Aid and CVS disabling all contactless payments, after previously supporting them, shortly after Apple Pay launched.
  - rootusrootus 7y ago
    Yeah, it's all or nothing, they disabled all NFC-based contactless payment just to stop Apple Pay from working.
- gamblor956 7y ago
  in practice, several large chain stores deliberately disabled ApplePay specifically at first, hoping to choke it off. This is FUD spread by Apple after poor uptake of Apple Pay. The reality is that many retail chains and restaurants either hadn't enabled the NFC chips in their payment terminals, or were using old terminals that didn't even have NFC functionality, and thus did not work with Apple Pay. Retailers that supported NFC payment prior to the launch of Apple Pay supported Apple Pay at launch. Retailers are not about spending millions of dollars to upgrade working point-of-sale machines just to make Apple more money.