In companies, the biggest problem is their "risk culture". Some of these aspects apply also to individuals and families. In short, a company "Risk culture" is

In companies, the biggest problem is their "risk culture". Some of these aspects apply also to individuals and families. In short, a company "Risk culture" is the sum of the company's "shared values, beliefs, knowledge, attitudes and understanding about risk, shared by a group of people with a common intended purpose..." (as described by the Institute of Risk Management).