Heh, that reminds me of my first bank account. They told me I had something called "overdraft protection", which I stupidly assumed would protect me from overdr

Heh, that reminds me of my first bank account. They told me I had something called "overdraft protection", which I stupidly assumed would protect me from overdrafting my account by declining transactions. Then I forgot to deposit a check at one point and overdrafted my account. I assumed things were fine because none of my transactions were getting declined. Instead I was being charged an extra $15 fee on every transaction, so that $0.75 stick of gum? $15.75, etc. This went on for about three weeks before I got my statement and talked to my bank. They informed me that in fact the protection was from my transactions from being declined, at the paltry expense of $15 per transaction.