You don't always declare bankruptcy. Medical debt can't be deducted from your wages and is usually negotiable with zero interest payments and for massive reduct

You don't always declare bankruptcy. Medical debt can't be deducted from your wages and is usually negotiable with zero interest payments and for massive reductions in amounts. And after enough time, most hospitals will just write it off. And in exchange you can walk into any hospital in the country and they have to provide you emergency services.