I support UBI and social welfare program reform, but the two are separate things. The programs are there for when people need help. The UBI is there to minimize

I support UBI and social welfare program reform, but the two are separate things. The programs are there for when people need help. The UBI is there to minimize the number of people who need help. All the solutions I see for UBI are short term. What I posted on Twitter was the idea of addressing it in the long term: For each of the 3919528 babies born in the USA in 2019 ((11.979 babies born per 1000 people, in 2019; 327.2 million population), deposit $100k in a lower risk growth mutual fund. , at a cost of $391 billion. Do this for 50 years. When the first cohort of babies turns 50 they should have around $1m available for retirement. So will each year's cohort after them for the next 50 years. Much of that money will be passed on to a new generation, or go back to the government if they die without issue (and that money goes into a mutual fund whose interest goes to help pay for subsequent cohorts). Yes, it won't touch the problem for 50 years (hence the need for social program reform now too), and it requires both political parties to agree to not dismantle it (like Soc Security was tampered with). But if so, the problem is solved after 50 years, for at least 50 years and hopefully longer.