Where I live these cards are expensive. For example, I considered buying one for a $60 a year service. The card itself costs just $1, but there is a $6.95 per

Where I live these cards are expensive. For example, I considered buying one for a $60 a year service. The card itself costs just $1, but there is a $6.95 per month fee. So it costs me $7.95, minimum, to use one of these (13%). There are also fees for reloading the cards without EFT. If you keep the card all year it costs $83.40.