What's saddening is that Mint was so ahead of their time in this area, but it just didn't happen. Why can't your banker do your taxes for you? Why can't they t

What's saddening is that Mint was so ahead of their time in this area, but it just didn't happen. Why can't your banker do your taxes for you? Why can't they tell you how you'll pay for your kid's college tuition? Why can't they give you a personalized budget to reach some level of wealth in a certain number of years? Why can't your banker tell you when you're ready to buy a house or if you're borrowing more than you can realistically afford? Why can't they tell you when you're reaching dangerously high credit card debt or whether you can really afford that auto-loan? They could do all of this with the current data that they have. But imagine if you gave them more data, like your current employment position, geographic location, and family status. They might be able to tell you if you're being under or over-paid, how others similarly situated plan their savings, or when is the right time (if ever) to move from renting to owning real estate. Banking systems have an enormous wealth of data, that can do so much good, but they are still mostly a simple table of deposits and withdrawals.