The other side of the coin is that there are lot of (or at least some) doctors who will “misdiagnose” a patient to get them appropriate treatments that insuranc

The other side of the coin is that there are lot of (or at least some) doctors who will “misdiagnose” a patient to get them appropriate treatments that insurance would otherwise not pay for. Personally, I had a number of very large lipomas on my body that no insurance would normally ever cover the removal of as they were cosmetic and socially stigmatizing and not dangerous to my health. My doctor filled out all the necessary forms with the proper magic language and my insurance paid the bill. These are simple, 10 minute, outpatient medical procedures that require a knife and $.25 of numbing agent. I could have done it myself if I could buy something OTC to numb myself. Not all doctors are just looking to pad their billables.