Mint is vastly under capitalizing on its spending data. The recs are all generic / not personalized. Not like “hey you spent $10k on groceries, you could’ve got

Mint is vastly under capitalizing on its spending data. The recs are all generic / not personalized. Not like “hey you spent $10k on groceries, you could’ve gotten $300 back with amex blue cash everyday. Sign up now and earn a $150 welcome bonus”.