It sounds like you aren't looking for budgeting and just want to see categories over time (which is mostly what I want and seems like a lot of people here). Ho

It sounds like you aren't looking for budgeting and just want to see categories over time (which is mostly what I want and seems like a lot of people here). However, if you are interested in budgeting, one solution is what YNAB does. You can have an expense and carry it over between months. For example, if you have a utility that's due by-monthly you can budget half every month. Or if property taxes are due twice a year, do the same. For some reason a lot of budgeting tools fail miserably at this.