If rates go up, I have also locked in a lower rate of financing using the banks money, typically 75% where I invest. And we hold our properties for the long te

If rates go up, I have also locked in a lower rate of financing using the banks money, typically 75% where I invest. And we hold our properties for the long term, as we get tax consideration for almost 3 decades. Depreciation is a powerful tool to amass an investment base faster, and 1031 exchanges can postpone the tax from sales of the properties if and when we do sell. Lastly, that event would be similar to the game of Monopoly, i.e. trading in 4 houses for a hotel. Another merit is positive cash flow is now. If I were to continue to enjoy financial deals like I negotiated for our first 4 doors, $600K is all that is needed for control over enough assets to bring in $8K a month in cash flow. In the US, currently cash flow/investment returns can be received with a lower tax base than earned income, again making it more powerful. Subject to change, of course, but I work with what exists now and hopefully let the future work out how it will.