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Off Topic, most of the services mentioned here use Plaid to connect to banks. This means that Plaid (now Visa) has full access to your entire banking history. C
by sschueller 7y ago
Off Topic, most of the services mentioned here use Plaid to connect to banks. This means that Plaid (now Visa) has full access to your entire banking history. Combined with credit card data they know almost everything you purchase.
I find that fact quite unsettling.
- 0xffff2 7y agoI'm actually a bit less unsettled now that Plaid is part of Visa. I use my credit card for 99.9% of purchases, so Visa already knew almost everything I purchased. Now I can use Plaid without giving yet another company data about myself. I'm still deeply uncomfortable with typing my banking credentials into anything other than my bank's website though.
- sithlord 7y agoI think Mint uses Plaid, but I think the others may use Yodlee
- basch 7y agoIn 2010 they transitioned from Yodlee to Intuits in house system, (FICDS?). I would be surprised if they moved from FICDS to Plaid, but maybe.
- pfranz 7y agoI thought Mint originally used a third party but transitioned to their own platform years ago? I remember reading about a rocky transition for users.