If you loose your phone then you must walk in to the nearest office of your mobile phone network provider. And there are many across the country (Ghana). No one

If you loose your phone then you must walk in to the nearest office of your mobile phone network provider. And there are many across the country (Ghana). No one can do it on your behalf, and you can't do it over the phone or online. You have to physically go to their office with with a valid ID to recover your SIM card. Even if you don't get to recover your SIM card early enough, anyone with access to your phone must know your wallet PIN code to be able to make transactions