"Yet not a single [bank] meets the [PSD2] requirements and standards to be compliant [as of August 2019]." PSD2 went into effect on 14 September 2019. I though

"Yet not a single [bank] meets the [PSD2] requirements and standards to be compliant [as of August 2019]." PSD2 went into effect on 14 September 2019. I thought it's an open secret every European country and bank is behind on implementing. Every country extended the deadline or added grace period. https://support.stripe.com/questions/strong-customer-authentication-sca-enforcement-date https://support.stripe.com/questions/strong-customer-authent... "On 16 October 2019, the European Banking Authority further announced that the new SCA requirements should be fully enforced by 31 December 2020." The open letter from August 2019 was correct at the time but needs an update.