I’ve made this comment a few times over the years. “It’s never happened to me so I don’t have a problem with it.” And then it happened to me. And then again. An

I’ve made this comment a few times over the years. “It’s never happened to me so I don’t have a problem with it.” And then it happened to me. And then again. And again. Has it not happened to you, or has it not happened to you yet?