Sure, it's a good question, and it's not an easy one to answer. The way I learned was honestly closest to "written instructions that come with the check," in th

Sure, it's a good question, and it's not an easy one to answer. The way I learned was honestly closest to "written instructions that come with the check," in that it was just reading information rather than being mentored. I suspect if I ran a UBI program, I would indeed work on some kind of basic instruction about finances that could be stuffed in with checks. But I'd also be trying to figure out some way to measure effectiveness of that sort of insert, ideally along with a few other trial programs. There's only so much you can realistically do, so metrics are pretty essential.