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Would you prefer to retire without investment or retire with investment? I don't understand the negative use-cases from your statements. "if you retire" "if
by hello_moto 7y ago
Would you prefer to retire without investment or retire with investment?
I don't understand the negative use-cases from your statements.
"if you retire"
"if you didn't die"
"you maybe too sick"
Are you suggesting not to invest at all because "YOLO, we'll die, or sick-and-die anyway".
- pmoriarty 7y agoI guess what I'm saying is that there's something to be said for sometimes living for the present instead of always living for the future. Balance in all things.
- hello_moto 7y agoThat's the thing: you can both live in the present and prepare for the future. It's all about budgeting. Saving money does not mean you have to live below poverty line. It means you have to "live within your means" => "balance in all things". The hardest thing in life is to deal with "change", in this case, "changing your lifestyle". Those who are not used to "live within their means" will absolutely struggle to do so down the line. Nobody suggest anyone to put away as much money as possible and live miserably. If we go back to the simplify calculation above given the situation where one cannot afford to travel abroad _right now_, investment can help them with that problem! Nobody say not to touch your investment before you retire. You can withdraw occasionally for reasonable splurge.