Baloney - those are the requirements for one type of success. What if I don’t want to start a company or sell my idea to clients? I am successful because I li

Baloney - those are the requirements for one type of success. What if I don’t want to start a company or sell my idea to clients? I am successful because I live below my means, and spend a lot of time with my loving family. Hard work has definitely been part of my journey, but hoping for ‘luck’ is a foolish plan. If you live like you won’t be lucky (avoid debt, save for a rainy day, invest wisely and conservatively for retirement), you’ll wind up successful either way.