Would you say the same to someone who has been holding Amazon stock for 10 years? Or Apple? Or has a home in SF? Unrealized gains are gains. Of course it can g

Would you say the same to someone who has been holding Amazon stock for 10 years? Or Apple? Or has a home in SF? Unrealized gains are gains. Of course it can go down but no one should subtract that number from their wealth. Appreciating assets are what make most people wealthy.