It requires self denial, I’m surprised so many people gloss over this. After all, you could have taken that $25k out and spent it on yourself or on a vacation.

It requires self denial, I’m surprised so many people gloss over this. After all, you could have taken that $25k out and spent it on yourself or on a vacation. A lot of people’s nest eggs are much smaller than they could have been because they choose to do something else with their money, either out of necessity of pleasure.