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A quick Google search suggests that the Bank of France itself tracks defaults. As I understand it, the American weirdness is that this is a private sector func
by closeparen 7y ago
A quick Google search suggests that the Bank of France itself tracks defaults.
As I understand it, the American weirdness is that this is a private sector function rather than a service of the state. Not that it exists.
- progval 7y agoYes, and it only tracks defaults; and you're notified 30 days before being added to the file. And you are removed from the file as soon as you repaid what you owed. Source: https://www.service-public.fr/particuliers/vosdroits/F17608 https://www.service-public.fr/particuliers/vosdroits/F17608 That's nowhere near the amount of data Equifax collects.