Insurance would be a nightmare for a manufacturer. Every accident will initially be pegged to the auto maker (as it should be.. it’s their code!). The auto ma

Insurance would be a nightmare for a manufacturer. Every accident will initially be pegged to the auto maker (as it should be.. it’s their code!). The auto maker will always try to weasel out and blame the passenger-owners of the car (they didn’t maintain it, the paint was dirty and messed with the sensors, the tire pressure was 2 PSI lower than average). And if you go with the “nobody will own cars, you’ll just summon one” model... well the fleet owner will just sue the manufacturer instead.