This works only in countries with functioning rule of law and long-term thinking. In Eastern Europe (Slovakia) we sought to emulate this model, but it did not w

This works only in countries with functioning rule of law and long-term thinking. In Eastern Europe (Slovakia) we sought to emulate this model, but it did not work so well, due to greed/corruption of both corporate and politicians. We are slowly and painfully converging back to one state-owned insurer. Despite all of this, the healthcare system is still working and usable.