That's a US thing. In a lot of countries, CC transactions have a surcharge. They also have independent debit networks (not Visa Debit or Cirrus, which uses the

That's a US thing. In a lot of countries, CC transactions have a surcharge. They also have independent debit networks (not Visa Debit or Cirrus, which uses the Visa/MC Networks) that offer substantially lower merchant fees (often a fixed fee per transaction of equivalent of 0.1-0.5%).