This is technically true, but once you plan for a 60 year retirement, going out 90 or 100 years is not as difficult as lasting the first 30 years. I think with

This is technically true, but once you plan for a 60 year retirement, going out 90 or 100 years is not as difficult as lasting the first 30 years. I think withdrawing 3% a year would have lasted you the entire time since the 1880s (last 140 years of the stock market)