I think these are actually pretty good fees. This makes it actually possible to sell something for 25 cents and make money. Yes, a good portion will be used in

I think these are actually pretty good fees. This makes it actually possible to sell something for 25 cents and make money. Yes, a good portion will be used in fees -- you will be giving up 6.25 cents of your 25 cents. But that's significantly better than traditional credit card pricing, and you still keep enough of the 25 cents that it shouldn't be the make or break factor (the volume will be). It's still not practical for true micropayments, such as charging a penny or two, but this does make some business models and products possible.