I like the approach of Chinese banks here - almost everything can be done from the mobile application, way more than in US or EU banks apps (apart a few excepti

I like the approach of Chinese banks here - almost everything can be done from the mobile application, way more than in US or EU banks apps (apart a few exceptions). There is another problem though - they are riddled with advertisement on every screen. I wish more innovation in that sphere. It applies to both personal and corporate experience.