Right, because the biggest financial crisis since the Second World War has nothing to do with the consolidation. It must have been the regulations. Despite the

Right, because the biggest financial crisis since the Second World War has nothing to do with the consolidation. It must have been the regulations. Despite the fact that the new regulations were a fraction of what was done in several decades before that time, and the fact that states that are more regulated tend to show no more monopolisation than states that are less regulated (if anything the opposite is true).